Would it be a pre-existing condition if you felt pain in your knee THEN got insurance before going to MD? - knee injuries more condition symptoms
Please help! He had a sore knee and no health insurance. I waited a few weeks and hoped to leave ... and he did it. Then I realized that I must get health insurance if it has deteriorated. Please note that I have never seen a doctor or a nurse about my knee. Today I discovered that my insurance is active and I would like to see an orthopedic MD immediately. My question is: If I (go to the doctor and do something like an MRI) that the insurance company attempted to argue that the risk of injury an existing B / C The pain started b4 insurance?
Please note that the definition in the glossary of insurance pre-existing condition as follows: "Any illness or injury, be recommended for medical advice, diagnosis, care or treatment, including their use of drugs or by a health professional within six (6) has received months immediately before the effective date of coverage. "
Sunday, January 24, 2010
Knee Injuries More Condition Symptoms Would It Be A Pre-existing Condition If You Felt Pain In Your Knee THEN Got Insurance Before Going To MD?
11 comments:
First, I would not worry about the insurance that you feel. I would treat all do for me. If it you feel better to think, has by 125 million U.S. dollars per year, the salaries of CEOs of United Health Care
http://hcrenewal.blogspot.com/2005/05/ho ...
Secondly, you have no pre-existing condition in this definition. Nothing has been diagnosed, treated or served by a new condition is not an existing one. Consider a simple example, a doctor and you find that you have high blood pressure. You've probably had diagnosed high blood pressure for some time, and it was now. This is not a new condition pre-existing diagnosis, even if you had the blood pressure before the doctor. Just because you have pain before the doctor does not mean that it was a preexisting condition, because the cause of the pain never diagnosed.
Thirdly, I regret to say that their insurance as a PPO or POS sounds. (because you can go a ORTHROPDoctor ed.) Note that even has a special insurance for a deductible PPO (like your car insurance). You are responsible for the first $ 250,500,1000 or what is deductible. Once the deductible is met, the insurance is a percentage of the cost (90% / 10%, 80% / 20%, 70% / 30% of its quota, so the corresponding percentage at the latest.
Good luck
No, if not diagnosed and treated, there is a preexisting condition. But if you mention doubts about the conditions, lol.
Not only as a pre-existing, if you were diagnosed by a doctor.
Only if you tell them.
Tell them that just started. You must be clever.
No, not a state. Is knee pain, see a doctor and now have it repaired.
If you have never seen a health professional, until then no, it is already existing. I probably would not call the dr. How long have you been so bad
Now that you have never been diagnosed prior to purchase insurance, it should be covered. It would also, as you know, if you have any pain before or not?
While the U was not treated by him, who knows?
From what I understand, who have a pre-condition is a condition diagnosed and effectively treated for.So no treatment or diagnosis before receiving his indurating it should work. Most insurance companies apying try to leave something important, so you may need to prove that you havent the treatment of any requested before you so that asylum should be easy.
The only way to know, it was a pre-existing condition that, if you saw a doctor, had an MRI and treatment receipt for your insurance in force. Until you have identified and treated after the effective date of your insurance, everything is in order. Your last paragraph says: "for the 6 months immediately preceding the date ..." If it in the morning and the insurance came into force the day after, then there would be a kind of "pre-existing condition". Wait visit a few days after the deadline, then a doctor. Hope this helps.
I suggest you argue with your doctor that the pain started the day before he is not in his office to that point had never seen a doctor for such injuries is not afraid to go and good luck!
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